Winter Homeowner Safety

For those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies. Making sure your home is well-maintained inside and out will keep you...

Business Emergency Planning

Twenty five percent of the businesses forced to close due to a disaster or emergency never reopen. Smaller businesses are especially vulnerable because they do not typically have the resources to cover continuing expenses if income is interrupted. A business can...

Car Recalls: Everything You Need to Know

Every week there’s a new recall in the news, and it seems that no auto retailer has gone unpunished for some minor or major manufacturing defect that has put its customers at risk. Problems and safety concerns have been discovered with everything from airbags to...

Fall ATV Safety

All Terrain Vehicles, or ATVs, can provide hours of thrilling fall fun. But they can also be extremely dangerous. Over 100,000 people wind up in the emergency room each year due to ATV accidents. Here’s what you need to know to be safe on your ATV, and to help...

Managing Homeowner Premium Costs

6 tips to manage your homeowner premium: Insure your home adequately but don’t overdo it. You want to be sure your homeowner insurance limits are sufficient to replace your home but it is not necessary to insure the value of your land. It is worthwhile to have...

Tips for a Safe and Sensational Barbecue

Outdoor grilling season in Kentucky is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. But even the most experienced grillmaster should take safety precautions before firing up the grill. Make sure your...

Five Steps to Enjoying the Outdoors Anywhere

Summer is the time when the outdoors beckon. Research shows that spending time in nature can positively impact mental health, stress levels, blood pressure, cholesterol and many other conditions. But not all of us live close to the great outdoors, and some of us...

A Guide to Summer Camp Preparedness

Camp, whether it’s a day camp or sleepaway camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids...

Concerns About Teen Vaping

We have all heard about the sharp increase in e-cigarette use, aka “vaping,” among young people. If you are a parent or educator of teens, you’re probably more familiar than most. So why are e-cigarettes suddenly so common on middle and high school...